Before completing this form, please note that the information you provide regarding your expenditure and credit commitments will be subject to an Experian credit check through Homelet. Any information withheld could result in your application being rejected. You are advised to check your credit file to ensure you aware of all your current credit commitments

Are you interested in a specific development? Please select it here:
Please select a development below:Salthouse Drive, Southport (2 bedroom apartment)Roebuck Plaza, Warrington (1 & 2 bedroom apartments)Palmyra House, Warrington (1 & 2 bedroom apartments)

NOTE: If your development of interest is not listed above, applications are closed so please do not apply. If you require assistance, contact renttobuy@torus.co.uk.

Property type required:
ApartmentBungalowHouse

Preferred number of bedrooms:
OneTwoThreeFour

Do you intend to buy a property in the future:
YesNo

About you

Title
MrMrsMissDrOther (Please specify)

Other:

First name:

Middle name(s):

Last name:

Date of birth:

Gender
MaleFemaleOtherPrefer not to say

Current address:

House name or number:

Road name:

Town or city:

County:

Postcode:

Have you lived here less than 3 years?
YesNo

If yes, what was your last address?

What are your current living arrangements?
Renting (Private landlord)Renting (Council or Housing AssociationHome-ownerLiving with friends/relativesOther (Please specify)

Other

Name of current landlord (if applicable)

Personal details

Contact phone number:

Email address:

National Insurance Number:

Are you a British or EU/EAA citizen?
YesNo

Do you have the Right to Rent in the UK?
YesNo
Unfortunately you can’t apply for Rent to Buy if you don’t have the Right to Rent in the UK.

Are you a Board Member, employee or former employee (or relatives thereof) of the Torus Group?
YesNo

Do you have any pets?
YesNo
Unfortunately, you’re unable to apply for a Rent to Buy apartment with Torus if you own any pets. However, if you are applying for a Rent to Buy home, you are able to own a pet if you have written approval from Torus.

Do you own any other properties?
YesNo
Unfortunately, you are not eligible for a Rent to Buy home if you own any other properties.

Do you require parking?
YesNo

Employment details

What is your current employment status?
EmployedSelf-employedUnemployed/Job-seeker (note, to be considered for Rent to Buy, you must be working
Unfortunately, you have to be employed to be eligible for a Rent to Buy home.

Please enter your current employment details below:

Job title/occupation:

Employer's name:

Are you a serving member of the British Armed Forces?
YesNo

Have you been honourably discharged from the British Armed Forces in the last 2 years?
YesNo

If you have any other forms of employment please give details below:

Financial details

Annual gross income, including overtime & bonuses:


Overtime & bonuses (received regularly):

Working tax credit entitlement:

Disability allowance:

Guaranteed maintenance:

Other income:

Savings (please note: the total amount of savings allowed is £16,000):

Do you have any outstanding loans or credit card debt? Please include all loans, credit cards, store cards, pay day loans, Klarna/Clearpay (or similar) i.e. any regular expenditure that is not a utility bill.
YesNo

If yes, how much are your monthly payments?

Have you missed any payments in the last 3 months?
YesNoN/A

Final payment date:

Do you have any adverse credit, for example CCJ/IVA?
YesNo

If yes, what is the value of your CCJ:

What is the date of your CCJ?

If you have anything else important to tell us about your financial situation or income, please use the box below:

Equal opportunities

Which of the following do you consider to be your ethnic origin?
White: BritishWhite: IrishWhite: OtherMixed: White and Black CaribbeanMixed: White and Black AfricanMixed: White and AsianMixed: OtherAsian or Asian British: IndianAsian or Asian British: PakistaniAsian or Asian British: BangladeshiAsian or Asian British: OtherBlack or Black British: CaribbeanBlack or Black British: AfricanBlack or Black British: OtherOther: ChineseOther: Other Ethnic GroupPrefer not to say

What is your religion?
ChristianHinduBuddhistMuslimSikhJewishNo ReligionOtherPrefer not to say

Do you consider yourself to have a disability?
YesNo

Are you or a member of your family registered disabled?
YesNo

Are you or a member of your family a wheelchair user?
YesNo

Other occupants

Will there be other occupants living at the property with you?
YesNo

How many additional adults (over 18)?

How many children?

Declared occupants (Over 18):

Declaration

Please make sure you read our Guide to Rent to Buy before submitting your application.

Please read the declaration below and tick the box before submitting your application.

Please be aware our referencing agency Homelet, uses Vista, a referencing tool which takes into consideration customer expenditure, not just income. In partnerships with Experian, this system shows customer data and identifies any fraudulent activity.

In the event of any out of pocket expenses incurred due a delay caused by a third party, Torus will not be liable for any financial reimbursements.

I have read and understand the declaration

I have read and understand the 'Guide to Rent to Buy'

I would like to receive further updates from Torus Homes about other housing options

I would also be interested Shared Ownership home buying opportunities